Assets of commercial banks
Assets are items from which the bank receives income and profits and claims against other institutions. They include;
- Reserves with the central bank.
- Deposits with other banks and non-banks.
- Fixed assets e.g. buildings, furniture, vehicles etc.
- Loans, advances and overdrafts to customers
- Acceptances and guarantees made by other parties.
- Investments in securities and shares in other companies.
- Retained profits
- Bills discounted for customers (that is, the bank pays less money than that stated on bill before the maturity period.)
CATEGORIES General
TAGS Dr. Bbosa Science
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